credit repair in ohio
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Frequently Ask Questions

For only $100 month to month. You can start your credit repair journey. Depending on the plan you choose. The initial setup fee is $249.99. You get an onboarding call. You get a credit audit. You get a credit analysis. Your documents are reviewed and your credit repair services are tailored to your needs because your credit report and scores are specific to you.
Yes, we stand by our services. If we do not remove any negative items within the agreed timeframe of 180 days or 6 months from the date of receipt of your first dispute, you may be eligible for a refund of your service fees. We completely guarantee your satisfaction by allowing you to cancel any time. When you’re paying month by month as you go, you’re assured that you’ll never pay for anything that you aren’t happy with. You can cancel at any time and you will not be charged the following month for services.

The timeline varies depending on the complexity of your credit situation. Most of our clients see results within 30-60 days. We focus on thorough and effective resolutions. We work on your credit on a month by month basis until you are satisfied with the improvement in your credit. With that said, keep in mind that no company can promise any specific outcome simply because there are several third parties involved (e.g. Equifax, Transunion, Experian, your creditors, etc.) and no one can predict how they will respond; however you won’t know until you start.

We can help dispute the following:

  • Late payments
  • Collections
  • Charge-offs
  • Bankruptcies ( has to be dismissed or discharged for 6 months)
  • Foreclosures
  • Tax liens
  • Repossessions
  • Inaccurate inquiries
  • Any account affecting you negatively reporting to the credit reporting agencies.

Please note that only items that are inaccurate, incomplete, or unverifiable can legally be removed

Client only services provided monthly (Important details)
  • Monthly Review phone calls that are optional to go over profile, questions and client progress.
  • Emails providing guidance on credit information and education.
  • Suggestions on building credit and maintaining current credit profile.
  • Client Login Portal to track progress.
  • Client Chat support.
  • Document Review and Advisory on what to do based on advisory options available.
  • Phone support
You start by:
  • You complete the sign up process by having a required credit monitoring service in place (Myfreescorenow, IdentityIQ, SmartCredit, MyscoreIQ).
  • Next you sign our agreement.
  • You fill out your personal information.
  • You insert your payment information.
  • Insert your login credentials for required credit monitoring 
  • Then you upload the required documents to process your disputes. 
  • After you complete sign up you can book an onboarding call
  • You will gain access to your client portal and any additional setup requirements if needed via Email.

 

    • You’ll receive a welcome email.
    • You will gain access to your client portal and App download.
    • You’ll see when your disputes have been sent out in your client portal.
    • Your credit report and score improvements will progress throughout the duration of your service (you’ll watch it all happen through your client portal).
There sure is! Once you’re enrolled. You will sign up your partner as a referral. Your partner will receive the next steps soon after your referral.
No, federal law prohibits any company from guaranteeing specific results. We are committed to providing honest and transparent service, and we work diligently to dispute inaccuracies on your report.

There are a few different ways we can do this. We need access to a tri-merged credit report such as SmartCredit, IdentityIQ, Myfreescorenow, or MyscoreIQ. These credit monitoring services are acceptable and integrate with our accepted forms of credit monitoring.

Credit monitoring Services we recommend with signup link:

Myfreescorenow $24.97/mo($1.00 for a 7 day Trial) https://myfreescorenow.com/enroll/?AID=HighClassConsulting&PID=28287

Smart Credit $19.95/mo https://www.smartcredit.com/?PID=48433

IdentityIQ $26.86/mo ($1.00 for a 7 day Trial) https://member.identityiq.com/securepreferred.aspx?offercode=431282HE

MyscoreIQ $27.99/mo Fico Scoring Model  ($1.00 for a 7 day Trial) https://member.myscoreiq.com/get-fico-preferred.aspx?offercode=432134WE

Yes, credit repair is completely legal under the Fair Credit Reporting Act (FCRA). This law allows consumers to dispute inaccurate, outdated, or unverifiable information on their credit reports.
Typically, disputing inaccuracies does not harm your credit. However, other factors like missed payments, high balances, or applying for new credit can impact your score. We guide you on maintaining good credit habits during the process.
We provide regular updates via your client portal and email. You can log in anytime to check the status of your disputes and see your progress. The client portal is a downloadable app and we offer monthly phone call reviews of your progress with our services as well as a monthly report via email and portal.
We are certified credit repair specialists with years of experience helping clients achieve financial freedom. Our team stays up-to-date on credit laws and best practices to ensure high-quality service.
If you are a victim of identity theft. We suggest you go to FTC.gov in order to file an identity theft claim. With the document you receive you will be able to remove the fraudulent account.